SmarterHEPA x Flex

Your HSA/FSA dollars work harder here. We've teamed up with Flex to give you a seamless way to use your benefits. Scroll down to learn how.

step 1

Browse our website to find a purifier that best fits your needs. Add it to your cart and choose "Flex Pay" as your payment method.

step 2

Fill out a 2-minute questionnaire to find out if you qualify for a free Letter of Medical Necessity (LMN).

step 3

Once qualified, click pay and Flex will send your LMN and an itemized receipt to be into your HSA/FSA provider.

why air purifiers qualify

Cleaner air can play an important role in managing respiratory conditions like allergies, asthma, and sensitivity to smoke or pollutants. HEPA air purifiers and their replacement filters are eligible HSA/FSA expenses with a Letter of Medical Necessity from a licensed provider.

Who may qualify

Customers may use HSA/FSA funds when managing conditions such as:

  • Allergies
  • Asthma
  • Smoke sensitivity
  • Mold exposure
  • Respiratory irritation

Important Notes

  • Consultation must be completed before purchase
  • LMN valid for 12 months on future purifier and filter purchases
  • Final eligibility is determined by your HSA/FSA plan administrator

FAQs

Replacement filters are eligible HSA/FSA expenses with a Letter of Medical Necessity from a licensed provider.

Paying with HSA/FSA funds can save money because payroll contributions are made before federal income tax and, if applicable, state income tax, as well as FICA (Social Security) and Medicare. This may reduce your effective out-of-pocket cost by about 33% on average, with typical savings ranging from 30% to 40%, depending on your tax situation and payroll setup.

You should keep it on file for at least three years in the event of an IRS audit of your HSA or FSA account. Occasionally, FSAs may ask for the Letter to confirm the eligibility of your purchase.

Your Letter of Medical Necessity is valid for 12 months from the date of issue. It can be used for any eligible purchases made during this time. Be sure to keep and submit all related receipts when filing with your HSA/FSA administrator.

A Letter of Medical Necessity is a document from a licensed healthcare provider that verifies the medical necessity of a product or service, making it eligible to purchase using your HSA or FSA. This might include items or treatments like supplements or physical therapy that aren’t automatically recognized as eligible expenses.

Health Savings Accounts (HSAs) let you set aside pre-tax dollars to pay for qualified health expenses. HSAs are linked to high-deductible health plans, and funds in these accounts roll over year after year.

Flexible Spending Accounts (FSAs) allow you to use pre-tax dollars for eligible health expenses. Unlike HSAs, FSAs are not tied to a specific health plan and often require you to use the funds within the calendar year. FSAs are typically provided by employers.

HSA and FSA cards are debit cards, and the most common reason for declines is insufficient funds. Reach out to your HSA/FSA administrator to confirm your balance.